Can I recover diminished value after an accident?

How the answer differs across 2 jurisdictions

GermanyFull article
The Short Answer

In Germany, diminished value (merkantiler Minderwert) is the measurable drop in a vehicle’s market value after an accident—even if fully repaired—and is recoverable as monetary compensation under BGB § 251.

100% repair
Does not eliminate claim
Up to 30%
Typical value loss
No time limit
For filing claim
BGB § 251
Legal basis
US-CaliforniaFull article
The Short Answer

In California, you generally cannot recover diminished value from the at-fault driver’s insurer for a personal-use vehicle, because California law does not recognize diminished value as compensable property damage in third-party claims.

Not recoverable
3rd-party claims
Yes, if collisi
Your own policy
No statutory ri
Civil Code § 1431.2
Rare exception
Commercial vehicles

Read Full Articles

GermanyWhat is the diminished value claim after an accident?US-CaliforniaCan I recover diminished value of my car after an accident?

Not legal advice. This article is general information based on publicly available sources, written for educational purposes. Laws change and individual situations vary. Consult a licensed attorney in your jurisdiction before acting on anything you read here. Last reviewed: June 2026.