Can I claim if hit by an uninsured driver?
How the answer differs across 5 jurisdictions
Yes, you can still get compensation through the Motor Insurers' Bureau (MIB), which handles claims against uninsured or untraced drivers in the UK.
SingaporeFull article If the driver’s insurer refuses your claim, you may sue the driver directly — and under Singapore law, their insurer must pay any court-ordered compensation up to the policy limit.
IndiaFull article Yes, a hit-and-run victim in India can claim compensation from the Solatium Fund under the Motor Vehicles Act, subject to conditions and a ₹2 lakh cap.
South KoreaFull article If the offender has no insurance in South Korea, you may seek compensation through the government-run Automobile Accident Compensation Insurance (AACI) scheme or file a civil lawsuit directly against the offender—even if they lack assets.
European UnionFull article The guarantee fund of the EU country where the accident occurred pays compensation, not the driver’s home country’s fund.
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UKI was hit by an uninsured driver. Can I still get compensation?SingaporeThe driver's insurer won't pay my claim. What can I do?IndiaCan a hit-and-run victim claim from the government fund?South KoreaHow do I get compensated if the offender has no insurance?European UnionThe uninsured motorist who hit me is from another EU country. Which guarantee fund pays?Not legal advice. This article is general information based on publicly available sources, written for educational purposes. Laws change and individual situations vary. Consult a licensed attorney in your jurisdiction before acting on anything you read here. Last reviewed: June 2026.