What happens if I'm hit by an uninsured driver?

If you're injured or your property is damaged by an uninsured driver in Germany, you can claim compensation from the state-run Motor Vehicle Accident Compensation Fund (Kraftfahrt-Schadensausgleichsfonds).

If the at-fault driver has insufficient insurance, your own auto insurer may cover the shortfall under underinsured motorist (UIM) coverage — if you purchased it and it’s available in your province.

The MIBI (Motor Insurers’ Bureau of Ireland) is an agreement between the Irish government and motor insurers to compensate victims of accidents caused by uninsured or untraced drivers. You can claim from it when you’re injured or suffer loss in a road traffic accident involving such a driver.

You can claim compensation from the Motor Insurers' Bureau (MIB) or equivalent 'Compensation Body' in the EU country where the accident occurred, or in your home country under the EU's Green Card system and Directive 2009/103/EC.

Yes, you can still get compensation through the Motor Accident Claims Tribunal (MACT) even if the other vehicle was uninsured, as the law mandates compensation from the Solatium Fund or the owner/driver personally.

In South Korea, if you're hit by an uninsured vehicle, you may claim compensation from the Automobile Accident Compensation Security Fund (AACSF) up to ₩120 million for injury and ₩300 million for death, subject to statutory limits and application deadlines.

If the other driver has no insurance, you may claim compensation from the Motor Insurers’ Bureau (MIB) under the Uninsured Drivers Agreement — and it’s illegal for them to drive without insurance under the Road Traffic Act 1988.

Yes, you can sue an uninsured driver in California for damages you suffered — but collecting money may be difficult if they have no assets or income.

In Japan, if the other driver is uninsured, you may still receive compensation through the government-backed Automobile Damage Compensation Security Act scheme, which provides mandatory basic coverage regardless of fault or the other party’s insurance status.