European UnionI had an accident in France but live in Germany. Can I make a claim locally?
Yes, you can usually make a claim in Germany under EU rules, even if the accident happened in France.
What the Law Says
EU Regulation (EU) No 1215/2012 — known as Brussels Ia — determines which court has jurisdiction in cross-border civil cases within the EU. It allows victims of accidents abroad to bring claims in their home courts under certain conditions.
Under Article 4(1) of Brussels Ia, you may generally sue a defendant in the courts of the EU country where they are domiciled. But crucially, Article 7(2) provides an exception for tort claims: you may also sue in the courts of the EU country where the harmful event occurred — or where the damage was sustained.
Since you live in Germany and suffered harm there (e.g., ongoing medical treatment, loss of income, or psychological impact manifesting in Germany), German courts may accept jurisdiction under Article 7(2), even though the accident occurred in France.
Note: National limitation periods still apply. In France, personal injury claims typically expire after 2 years from the date you knew or should have known of the damage (Art. 2224 French Civil Code). In Germany, it’s generally 3 years from the end of the year in which you became aware of the damage and the liable party (§ 195 BGB).
Statutory TextA person domiciled in a Member State may be sued in another Member State: ... (2) in matters relating to tort, delict or quasi-delict, in the courts for the place where the harmful event occurred or may occur.
— Regulation (EU) No 1215/2012, Art. 7(2) — Jurisdiction over tort matters
Statutory TextPersons domiciled in a Member State shall, whatever their nationality, be subject to the jurisdiction of the courts of that Member State.
— Regulation (EU) No 1215/2012, Art. 4(1) — General jurisdiction
What Courts Have Said
Courts across the EU have interpreted Article 7(2) broadly to include places where damage is felt — not just where the accident physically occurred.
Confirmed that EU courts cannot decline jurisdiction on forum non conveniens grounds when Brussels I applies — reinforcing claimants’ right to choose among available EU forums.
Clarified that ‘place where the harmful event occurred’ includes both the location of the event causing damage and the place where the damage was sustained — supporting jurisdiction in the claimant’s home state.
What to Do
Gather evidence linking your harm to Germany (e.g., medical reports, pay slips showing lost income, therapy records).
Consult a German lawyer experienced in cross-border tort claims — they can file in a German court citing Art. 7(2) Brussels Ia.
Act quickly: check both French (2-year) and German (3-year) limitation deadlines — the earlier one may govern depending on applicable law.
Notify your German insurance (e.g., private liability or travel insurance) — some policies cover accidents abroad.
Sources
Not legal advice. This article is general information based on publicly available sources, written for educational purposes. Laws change and individual situations vary. Consult a licensed attorney in your jurisdiction before acting on anything you read here. Last reviewed: 2026-06-08.