SingaporeWhat happens to CPF on divorce?
During divorce in Singapore, CPF savings accumulated during the marriage are treated as part of the matrimonial assets and may be divided by the court under section 112 of the Women’s Charter.
What the Law Says
The Women’s Charter governs how matrimonial assets — including CPF savings accrued during marriage — are divided upon divorce in Singapore.
CPF contributions made during the marriage (including both employee and employer contributions) form part of the matrimonial assets. This means they can be divided between spouses when the marriage ends in divorce.
The court has broad discretion to divide all matrimonial assets — including CPF balances — in a way it considers 'just and equitable', based on factors like each party’s financial and non-financial contributions, the needs of any children, and the duration of the marriage.
Importantly, there is no automatic 50–50 split. The court weighs multiple factors before deciding how much (if any) of one spouse’s CPF should be transferred to the other.
Statutory TextThe court shall, in proceedings for divorce… have power to order the division between the parties of all or any part of the matrimonial assets…
— Women's Charter, s. 112 — Division of matrimonial assets
What to Do
Gather CPF statements covering the entire marriage period (both Ordinary and Special Accounts).
Disclose all CPF balances accurately in your matrimonial assets affidavit.
Consult a family lawyer to assess whether a CPF transfer (via court order or voluntary agreement) is appropriate.
If ordered, apply to the CPF Board for a CPF Transfer Order using Form CPTO-1 after the divorce is finalised.
Sources
Same Question, Other Jurisdictions
Germany
Ireland
South Korea
JapanNot legal advice. This article is general information based on publicly available sources, written for educational purposes. Laws change and individual situations vary. Consult a licensed attorney in your jurisdiction before acting on anything you read here. Last reviewed: 2026-06-08.