UKPersonal Injury
Slip and fall, medical malpractice, product liability, dog bites, defamation
22 questions
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Time Limits
(4)How long do I have to make a personal injury claim?
In the UK, you usually have three years from the date of the accident or from when you first knew the injury was significant to make a personal injury claim.
I was injured by a defective product 12 years ago. Is it too late to claim?
Yes, it is almost certainly too late to claim — the strict time limit for defective product injury claims in the UK is 10 years from when the product was supplied.
I developed an industrial disease from work exposure. How long do I have to claim?
You generally have three years from the date you knew (or should reasonably have known) that your industrial disease was linked to your work to start a claim.
I'm under 18 and was injured. When does my limitation period start?
If you're under 18 when injured, the 3-year limitation period for a personal injury claim starts on your 18th birthday — not the date of the injury.
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Workplace Injuries
(3)I was injured at work. Must my employer have insurance?
Yes, almost all UK employers must have employers' liability insurance to cover injuries or diseases suffered by employees at work.
My employer didn't provide proper safety equipment and I was injured.
If your employer failed to provide proper safety equipment and you were injured, they may be legally liable for your injury — and they must have employers’ liability insurance to cover such claims.
My employer exposed me to asbestos years ago. Can I still claim?
Yes, you may still be able to claim for asbestos exposure even years later — the time limit usually starts when you knew or should have known your illness was linked to asbestos, not when exposure occurred.
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Public & Premises
(4)I slipped and fell in a supermarket. Can I claim compensation?
Yes, you may be able to claim compensation if the supermarket failed in its legal duty to keep you reasonably safe as a visitor.
I tripped on a broken pavement. Is the council liable?
The council may be liable if it failed to maintain the pavement and that failure caused your injury, but you must prove they knew or should have known about the defect and did not act reasonably.
I'm a visitor who was injured by a known hazard on premises.
As a visitor injured by a known hazard, the occupier may be liable under the Occupiers' Liability Act 1957 if they failed to take reasonable care for your safety.
A child was injured on my property. Am I liable?
You may be liable if you failed to take reasonable care to ensure the child’s safety, as occupiers owe a 'common duty of care' to all lawful visitors—including children—under the Occupiers’ Liability Act 1957.
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Road Accidents
(4)I was hit by an uninsured driver. Can I still get compensation?
Yes, you can still get compensation through the Motor Insurers' Bureau (MIB), which handles claims against uninsured or untraced drivers in the UK.
I was injured in a road accident. What damages can I claim?
You can claim compensation for pain and suffering, lost earnings, medical expenses, care costs, and damage to property — but you must start your claim within 3 years of the accident.
I was injured as a pedestrian by a cyclist. Can I claim?
Yes, you can claim compensation if injured by a cyclist in the UK, provided you act within the legal time limit and can show the cyclist was negligent.
I want to claim for whiplash from a car accident. What are the new rules?
You generally have 3 years from the accident date to start a whiplash claim in the UK, but new rules since 2021 mean most minor injury claims (including whiplash under £5,000) must go through the Official Injury Claim (OIC) portal and require medical evidence.
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Defective Products
(3)I was injured by a defective product 12 years ago. Is it too late to claim?
Yes, you can claim compensation from the manufacturer under the Consumer Protection Act 1987 if the defective product caused your injury.
The manufacturer says the product wasn't defective when sold. Who proves what?
Under the Consumer Protection Act 1987, the claimant must prove the product was defective and caused damage; the manufacturer does not have to prove it was safe.
I was injured by a product but can't identify the manufacturer.
You may still claim compensation under the Consumer Protection Act 1987, even if you cannot identify the specific manufacturer — the law allows you to sue the supplier (e.g., retailer) instead.
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Special Claims
(4)I was injured as a trespasser on someone's land. Do I have a claim?
As a trespasser in the UK, you generally have no claim under the Occupiers' Liability Act 1957 — it only protects lawful visitors. Your only possible claim is under the stricter Occupiers' Liability Act 1984, which applies to trespassers but imposes very limited duties on occupiers.
A contractor's negligence caused me injury. Is their employer liable?
An employer is generally not liable for a contractor’s negligence unless the contractor is deemed a 'worker' or the employer retained control over how the work was done. The Employers' Liability (Compulsory Insurance) Act 1969 only applies to employees, not independent contractors.
I suffered psychiatric injury from witnessing an accident. Can I claim?
Yes, you may be able to claim for psychiatric injury as a secondary victim if you meet strict legal criteria — including close ties to the primary victim and proximity to the event in time and space.
I was injured in medical treatment. What is clinical negligence?
Clinical negligence is when a healthcare professional fails to meet the standard of care expected, causing injury or harm — and you must usually bring a claim within three years of the injury or when you first knew it was linked to the treatment.