CanadaConsumer Rights
Refunds, warranties, debt collection, online shopping, credit card chargebacks
25 questions
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Advertising Rules
(2)What can I do if a company advertises a low price but then adds mandatory extra fees at checkout (drip pricing)?
You can file a complaint with the Competition Bureau, which enforces Canada’s drip pricing ban under the Competition Act. Companies that advertise a low price but add mandatory fees at checkout may be breaking the law.
Can I get compensation if a company makes a false or misleading advertisement about its product?
Yes, you may be able to sue for compensation if a company’s false or misleading advertisement caused you financial loss — under section 36 of the Competition Act.
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Pricing & Competition
(5)Is it illegal for competing companies to agree on the price they charge consumers?
Yes, it is illegal in Canada for competing companies to agree on prices they charge consumers. Such agreements are criminal offences under section 45 of the Competition Act.
Can I sue for damages if I overpaid due to a price-fixing scheme, even if I bought from a retailer and not directly from the manufacturer?
Yes, you can sue for damages even if you bought from a retailer — Canadian law allows indirect purchasers (like consumers) to recover losses caused by price-fixing under section 36 of the Competition Act.
Can a dominant company abuse its market power to push out competitors or raise prices?
Yes, under Canada’s Competition Act, a dominant company can be found to have abused its market power if it engages in anti-competitive conduct that substantially lessens competition.
Is it legal for a supplier to force retailers to sell at a specific minimum price?
No, it is generally illegal for a supplier to force retailers to sell at a specific minimum price in Canada under the Competition Act’s price maintenance provisions.
Can a company force me to buy product B as a condition of purchasing product A (tied selling)?
No, a company generally cannot force you to buy product B to get product A — this is 'tied selling' and is prohibited under the Competition Act if it substantially lessens competition.
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Product Safety
(4)Can the government force a recall of a dangerous consumer product?
Yes, the Canadian government can force a recall of a dangerous consumer product under the Canada Consumer Product Safety Act.
If a product injures me, does the manufacturer have to report the incident?
Yes, in Canada, manufacturers must report certain injuries caused by consumer products to Health Canada within 2 business days.
What happens if a product I bought is dangerous or defective — who is responsible?
If a product you bought is dangerous or defective, the manufacturer or importer is legally responsible under the Canada Consumer Product Safety Act — they must not make, import, advertise, or sell unsafe products.
Can a store sell me less product than what the package says (short measure)?
No, a store cannot legally sell you less product than what is stated on the package — doing so violates Canada’s Weights and Measures Act.
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Contracts & Terms
(6)Can a company force me to resolve disputes through arbitration instead of going to court?
A company cannot always force you into arbitration — Canadian courts may strike down unfair arbitration clauses, especially in standard-form contracts where the clause is unconscionable or undermines statutory rights like those under the Competition Act.
Is a forum selection clause in an online service's terms of use enforceable against me as a Canadian consumer?
A forum selection clause in an online service’s terms of use is not automatically enforceable against a Canadian consumer; courts will assess whether there is 'strong cause' to displace it, especially considering inequality of bargaining power and the nature of consumer rights.
If a class action waiver in my phone contract prevents me from joining a class action, is that enforceable?
In Canada, class action waivers in consumer contracts — like phone plans — are often unenforceable, especially when they conflict with provincial consumer protection laws or prevent access to justice.
Can a company limit its liability for defective products through a clause in the sales contract?
No — in Canada, a company generally cannot limit its liability for defective products through a contract clause if the defect breaches an essential obligation, violates statutory implied warranties, or constitutes a fundamental breach.
What makes a standard-form contract term unconscionable under Canadian law?
A standard-form contract term is unconscionable in Canada if it is both procedurally unfair (e.g., no meaningful opportunity to negotiate or understand the term) and substantively unfair (e.g., grossly one-sided or oppressive), as confirmed by the Supreme Court in Uber v. Heller.
Are online terms of use clickwrap agreements enforceable as binding contracts?
Yes, online clickwrap agreements can be enforceable in Canada if users have reasonable notice of the terms and manifest clear assent — but courts closely scrutinize them in consumer contexts, especially forum selection or arbitration clauses.
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Banking & Finance
(2)Can my bank charge me hidden foreign currency conversion fees on my credit card without disclosing them?
No, Canadian banks cannot charge hidden foreign currency conversion fees on credit cards without clear disclosure — they must disclose all charges in the cardholder agreement and comply with consumer protection rules.
What protection does the Financial Consumer Agency provide if my bank treats me unfairly?
The Financial Consumer Agency of Canada (FCAC) protects you by investigating complaints, enforcing compliance with consumer protection rules, and issuing orders to banks that treat you unfairly.
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Warranties & Recalls
(2)Do I have warranty rights if a product breaks after the manufacturer's warranty period?
Yes, you may still have legal warranty rights under provincial Sale of Goods legislation even after the manufacturer’s warranty expires — these are implied statutory warranties that cannot always be fully excluded.
Can I claim damages from a food manufacturer if their contaminated product caused a recall that hurt my restaurant business?
Yes, you may be able to claim damages for pure economic loss if the food manufacturer breached its duty of care and your losses were reasonably foreseeable — but Canadian courts impose strict limits, as confirmed by the Supreme Court in Maple Leaf Foods.
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Labelling & Claims
(3)What are the rules for product labelling in Canada — does everything need to be in both English and French?
Yes, most prepackaged products sold in Canada must have labels in both English and French, with required information including net quantity in metric units.
Can a company make health claims about a food product without scientific proof?
No. Under Canadian law, a company cannot make health claims about a food product without scientific proof — doing so violates the Food and Drugs Act’s prohibitions against false, misleading, or deceptive labelling and advertising.
Is it legal to sell food that is mislabelled or packaged under unsanitary conditions?
No, it is illegal in Canada to sell food that is mislabelled or packaged under unsanitary conditions. Both acts violate the Food and Drugs Act.