IndiaConsumer Rights
Refunds, warranties, debt collection, online shopping, credit card chargebacks
25 questions
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Filing Complaints
(7)A company is using unfair trade practices. Where can I file a complaint?
You can file a complaint against unfair trade practices with the District Consumer Disputes Redressal Commission, State Commission, or National Commission under the Consumer Protection Act, 2019 — depending on the value of your claim.
What is the time limit for filing a consumer complaint?
A consumer complaint must be filed within two years from the date on which the cause of action arises.
What is the jurisdiction of the District Consumer Forum?
The District Consumer Forum in India has jurisdiction to entertain consumer complaints where the value of the goods or services and compensation claimed does not exceed ₹50 lakh.
Can I file a class action consumer complaint?
Yes, you can file a class action consumer complaint in India under the Consumer Protection Act, 2019 — but it must be filed by one or more consumers on behalf of numerous others with the same grievance and common interest.
A telecom company is providing substandard service. Where do I complain?
You can file a complaint with the Telecom Disputes Settlement and Appellate Tribunal (TDSAT) or the Consumer Disputes Redressal Commission, depending on the nature and value of your grievance.
Can I file a consumer complaint for medical negligence?
Yes, you can file a consumer complaint in India without a lawyer — the Consumer Protection Act, 2019 explicitly allows consumers to appear in person or through an authorized representative who is not a legal practitioner.
Can I file a complaint against a government hospital?
Yes, you can file a complaint against a government hospital in India under the Consumer Protection Act, 2019, the Right to Information Act, 2005, or through state health grievance redressal mechanisms.
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Unfair Practices
(7)I was charged for services not rendered. What remedies are available?
You can file a consumer complaint under the Consumer Protection Act, 2019 for refund and compensation; or initiate criminal proceedings under Section 420 IPC for cheating if there was intentional deception.
Can I file a consumer complaint for medical negligence?
Yes, you can file a consumer complaint for medical negligence in India under the Consumer Protection Act, as medical services fall under 'service' and deficiencies in treatment qualify as 'deficiency'.
A misleading advertisement caused me loss. Can I claim compensation?
Yes, you can claim compensation for loss caused by a misleading advertisement under the Consumer Protection Act, 2019, and the ASCI Code.
The seller refuses to honour the warranty. What are my options?
You can file a complaint with the District Consumer Disputes Redressal Commission within 2 years of the dispute arising, seek replacement/repair/refund, or claim compensation for losses caused by the seller’s refusal to honour the warranty.
The goods delivered don't match the description. What are my rights?
If goods delivered don’t match the description, you have the right to reject them, claim a refund, or demand replacement under the Sale of Goods Act, 1930. You must act promptly — usually within a reasonable time after delivery.
I entered a contract under coercion. Is it voidable?
Yes, a contract entered into under coercion is voidable at the option of the coerced party under Indian contract law.
I was deceived by a bait-and-switch tactic. Is this illegal?
Yes, bait-and-switch is illegal in India under the Consumer Protection Act, 2019 and the Advertising Standards Council of India (ASCI) Code.
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E-Commerce & Digital
(4)I bought a defective product online. Can I return it under Consumer Protection Act?
Yes, you can return a defective online product under the Consumer Protection Act, 2019, which treats e-commerce sellers as 'sellers' and grants you the right to refund, replacement, or repair.
An e-commerce platform sold me a counterfeit product. Who is liable?
Both the e-commerce platform (as an 'intermediary') and the seller are liable under Indian law — the platform is liable if it fails to exercise due diligence or actively participates in the sale, and the seller is strictly liable for selling counterfeit goods.
What is product liability under the new Consumer Protection Act?
Product liability under the Consumer Protection Act, 2019 holds manufacturers, sellers, and service providers legally responsible for harm caused by defective products or deficient services.
What is the limitation period for product liability claims?
The limitation period for product liability claims in India is 3 years from the date the cause of action arises, as per the Limitation Act, 1963.
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Services & Deficiency
(3)A builder delayed possession of my flat. Can I claim compensation?
Yes, you can claim compensation for delayed possession of your flat under RERA and the Indian Contract Act. Builders must pay interest at 2% above SBI’s marginal cost lending rate (MCLR) for every month of delay.
I was sold adulterated food. What penalties apply?
Selling adulterated food in India is a criminal offence punishable with imprisonment up to 6 months and/or a fine up to ₹1 lakh for first offence; repeat offences attract harsher penalties including up to 3 years’ jail and ₹10 lakh fine.
I was overcharged by a hospital. Is this a deficiency in service?
Yes, overcharging by a hospital is generally considered a 'deficiency in service' under the Consumer Protection Act, 2019, making you eligible to file a consumer complaint.
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Remedies & Compensation
(2)What compensation can the Consumer Commission award?
The Consumer Commission in India can award compensation for loss or injury due to defective goods, deficient services, or unfair/restrictive trade practices — with no upper monetary limit under the Consumer Protection Act, 2019.
The insurance company rejected my claim unfairly. Can I approach consumer court?
Yes, you can approach the consumer court in India if your insurance claim was rejected unfairly — insurance services fall under the Consumer Protection Act, and you have the right to file a complaint for deficiency in service.