SingaporeHousing
Security deposits, eviction, repairs, rent increases, breaking a lease
25 questions
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HDB Rules
(9)Can I sell my HDB flat before the Minimum Occupation Period?
No, you cannot sell your HDB flat before completing the Minimum Occupation Period (MOP), which is typically 5 years from the date of key collection.
Can I pass my HDB flat to my child through a will?
Yes, you can pass your HDB flat to your child through a will — but only if the child meets HDB’s eligibility conditions (e.g., citizenship, age, ownership rules) at the time of inheritance.
What happens if I sublease my HDB flat without approval?
Subleasing your HDB flat without HDB’s prior written approval is illegal and may result in fines up to $5,000, compulsory repossession of the flat, or both.
Can HDB flat owners rent out rooms?
Yes, HDB flat owners can rent out rooms, but only if they meet eligibility conditions and comply with HDB’s regulations, including minimum occupation period and citizenship/residency requirements.
What are the penalties for unauthorised renovation in HDB?
Unauthorised renovation in HDB flats can result in a fine of up to $5,000 and/or prosecution under the Housing and Development Act. HDB may also require reinstatement of the flat to its original condition.
I'm a PR. Can I buy a resale HDB flat?
Yes, as a Singapore Permanent Resident (PR), you can buy a resale HDB flat — but only with another PR or a Singapore citizen, and you must meet eligibility conditions like the 3-year minimum occupation period.
Can I operate a home business in my HDB flat?
Yes, you can operate a home business in your HDB flat, but only if it complies with HDB’s Home-Based Business Scheme and does not violate Housing and Development Act s. 56.
What happens to my HDB flat on divorce?
On divorce in Singapore, your HDB flat may be transferred to one spouse, sold, or ordered for sale by the court — subject to HDB’s eligibility rules and approval. The Housing and Development Act gives HDB authority to approve or refuse transfers.
I want to add my spouse's name to the HDB flat. Is this possible?
Yes, you can add your spouse's name to your HDB flat as a co-owner, provided you meet HDB’s eligibility conditions — including being a married couple and fulfilling the minimum occupation period (MOP) of 5 years.
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Rental Issues
(3)My tenant refuses to move out after the lease expired.
If your tenant refuses to vacate after the lease expires, you must apply to the Magistrate’s Court for a writ of possession — self-help eviction (e.g., changing locks or cutting utilities) is illegal in Singapore.
My landlord refuses to return my deposit. What can I do?
In Singapore, there is no general statutory requirement for landlords to return tenancy deposits — the terms depend entirely on your written tenancy agreement. You may negotiate with your landlord or pursue civil recovery through the Small Claims Tribunals if the amount is ≤ S$20,000.
My landlord entered my flat without notice. Is this trespass?
Yes, your landlord entering your flat without notice may amount to trespass under Singapore law, as tenants have exclusive possession and landlords must give reasonable notice before entry unless an emergency exists.
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Ownership Rights
(4)Can a foreigner buy residential property in Singapore?
Yes, but only certain types of residential property and subject to strict conditions — most foreigners need government approval to buy landed property or restricted residential units.
Can the government acquire my property for private companies?
Yes, the Singapore government can acquire your property for public use under the Land Acquisition Act, not the Residential Property Act — the RPA does not govern compulsory acquisition.
What is ABSD and who has to pay it?
ABSD (Additional Buyer’s Stamp Duty) is a tax imposed on property purchases in Singapore to cool the property market. Buyers who are not Singapore citizens, or who already own residential properties, generally have to pay it.
Can I use CPF to buy property?
Yes, you can use your CPF Ordinary Account (OA) savings to buy property in Singapore, subject to eligibility rules, withdrawal limits, and the property type.
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Condo Management
(3)What is the process for en-bloc sale of a condo?
An en-bloc sale of a condo in Singapore requires approval by at least 80% of owners (by share value and area) for developments 10+ years old, or 85% for younger ones, followed by a collective sale agreement and application to the Strata Titles Board.
What is the minimum percentage for collective sale consent?
The minimum percentage for collective sale consent in Singapore is 80% of the share values and 80% of the total number of lots in the development.
Can the MCST prevent me from keeping a pet?
Yes, the MCST can restrict or prohibit pets if the restriction is properly passed as a subsidiary legislation under the Building Maintenance and Strata Management Act.
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Renovation & Damage
(2)My neighbour's renovation damaged my wall. Who is responsible?
The neighbour (or their contractor) is generally responsible for damage caused during renovation. Under Singapore law, the owner carrying out works must take reasonable care to avoid damage to neighbouring property.
My upstairs neighbour causes water leakage. Who pays?
The owner of the unit causing the water leakage is legally responsible for repairs and damages under Singapore’s Building Maintenance and Strata Management Act.
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Maintenance Fees
(2)The management corporation raised maintenance fees unreasonably.
The management corporation (MC) must justify any maintenance fee increase with proper budgeting and approval at an AGM; unreasonable increases may be challenged under the Building Maintenance and Strata Management Act.
The developer delayed delivery of my condo. What remedies?
If your condo delivery is delayed, you may claim liquidated damages from the developer under the Sale and Purchase Agreement — the Housing and Development Act does not apply to private condos.
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Enforcement & Remedies
(2)My MCST won't fix common property. What can I do?
You can request the MCST to repair common property under the Building Maintenance and Strata Management Act, and if they fail, you may apply to the Commissioner for Buildings for an order compelling repairs.
What defects must a developer fix during the defects liability period?
During the defects liability period, a developer must fix all defects in the common property and individual units that arise from faulty design, materials, or workmanship, as required under the Building Maintenance and Strata Management Act.