Australia

The retailer says they have a 'no refund' policy. Does this override my consumer guarantee rights?

ACL s. 64
No exclusion clause
30 days
Major failure window
100% refund
Remedy for major failure
Automatic
Guarantees apply
The Short Answer

No, a 'no refund' policy does not override your consumer guarantee rights under Australian law. These rights are automatic and cannot be excluded by store policies.

What the Law Says

The Australian Consumer Law (ACL) gives you automatic consumer guarantees that apply to all goods and services bought in Australia — regardless of any store policy.

Retailers cannot exclude, restrict or limit your consumer guarantees, even if they display a 'no refund' sign or include such terms in their terms and conditions.

If a product fails to meet a consumer guarantee — for example, it's not of acceptable quality, doesn’t do what it’s supposed to, or isn’t fit for purpose — you’re entitled to a remedy. The type of remedy depends on whether the problem is a major or minor failure.

For a major failure, you can choose a refund or replacement, and may also be entitled to compensation for other reasonably foreseeable losses.

Statutory Text

A term of a contract is void to the extent that the term purports to exclude, restrict or modify, or has the effect of excluding, restricting or modifying… a consumer guarantee.

Competition and Consumer Act 2010 (Cth), Sch 2 — Australian Consumer Law, s. 64 — Effect of non-compliance with consumer guarantees
Statutory Text

A consumer guarantee given under this Division applies in addition to any other rights or remedies the consumer may have under a contract or under the law.

Competition and Consumer Act 2010 (Cth), Sch 2 — Australian Consumer Law, s. 60 — Consumer guarantees apply in addition to other rights

What to Do

1

Check if the problem is a major or minor failure — e.g., unsafe product or substantially unfit for purpose = major failure.

2

Ask the retailer for your legal remedy: refund, replacement, or repair — clearly state it’s under the Australian Consumer Law.

3

If refused, contact your state or territory consumer affairs agency (e.g., NSW Fair Trading, VIC Consumer Affairs).

4

You can also lodge a complaint with the ACCC online.

Sources

Same Question, Other Jurisdictions

Not legal advice. This article is general information based on publicly available sources, written for educational purposes. Laws change and individual situations vary. Consult a licensed attorney in your jurisdiction before acting on anything you read here. Last reviewed: 2026-06-08.